Now that you are on your way to a fresh start, how will you make sure you never need the services of a St. Louis, Missouri or Fairview, Heights Illinois bankruptcy attorney again? One of the most important steps after bankruptcy is getting a job (or keeping your current one!) But, how do you explain your bankruptcy to your employer?
The best way to approach your bankruptcy with your employer is to be completely honest. Of course, you don’t have to volunteer any of your personal information. However, as you know, a bankruptcy will be on your credit report and some employers will check your credit. So, lying about your bankruptcy if you are asked is probably not in your best interest.
While it may be better than having a foreclosure or repossession on your credit report, your bankruptcy may still need an explanation. It’s almost easy for hard times to fall on families in this recession. The most important point you can make to your employer is to let him or her know that you recognized a situation that you could no longer handle and took responsibility for it. Getting protection from foreclosure, credit card debt help, and relief from harassing creditors for your family is indeed a responsible move. If you explain it to your employer as such, he or she will probably understand, and may even have a new found respect for you.
Feel positive about your decision. That confidence will be obvious to your employer. Plus, prove to your boss that you will never want to be in that position again by working hard, keeping a clean record, and coming in to work on time every day. While you can’t be fired strictly for filing bankruptcy, Missouri is an “at-will” employment state, which means that an employer can fire you for any reason he or she sees fit. By law, you can’t be fired for your bankruptcy–but you won’t want to give your employer any other reason to let you go. Getting relief from overwhelming amounts of debt is one of the most important and responsible moves you can make for you and your family. Any potential employer should recognize this and certainly be able to focus the skill you have for the position and not on your past.