When an employee is injured at work, it is often the responsibility of employers to provide disability insurance to help their employees get back on their feet. In cases like this, one of the most important questions for both employees and employers is how long the employee will receive workers’ compensation.
Determining how long workers’ compensation payments are made to the injured employee can be a complicated process and depends on a number of factors. One of the most important is the severity of the employee’s injury. If the injury is one that ordinarily only results in a few days of disability, the workers’ compensation agreement might reflect that. If it’s one that could result in months of disability, that would be factored in as well.
For employers, one of the main considerations is limiting cost. This does not necessarily mean employers will always seek to have the minimum possible insurance policy. Rather it can mean that an employer tries hard to make sure employees’ disability cases are legitimate. Often costs for both employer and employee can be reduced through cooperation between the two in managing the employee’s health care.
It is in the interests of both employer and employee to get the employee back to work as quickly as possible. Not only is it against the employee’s wellbeing to delay treatment, the same delay means more time and resources lost for the employer as well. In many cases, workers are encouraged to return to work as soon as they are able to contribute to any extent, even if that means changing duties. It is important not to rush the employee’s return unnecessarily, however, if doing so would interfere with proper treatment.