When you suffer an injury at work, you may be put out of commission for a while during your recovery. During this downtime, you will likely lose wages from your job since you cannot work. This can cause you to become overwhelmed with bills and debts.
In many cases, your medical expenses may be covered by your employer’s insurance, so you do not have to worry about those costs. What you do have to worry about, though, are the other expenses you incur, such as your cost of living expenses.
Your employer’s insurance will not always cover that. Fortunately, you may qualify for workers’ compensation benefits. Workers’ compensation is a sum you are paid each month that is meant to cover your basic expenses while you are out of work recovering from a work-related injury.
In order to receive these benefits, injured individuals will need to file a request for benefits when they suffer their ailments. Often, these requests will go to the employer’s human resources department, who will let individuals know if their requests have been approved or denied within seven days.
It is important to note that compensation will only last for a predetermined amount of time. In other words, you will not be able to take extra days off and still receive pay. Additionally, you may not receive compensation for each day that you are out.
Some individuals may have difficulties requesting workers’ compensation, or their claims may be unjustifiably denied. In these cases, individuals may want to enlist the assistance of an experienced workers’ compensation lawyer to help them make their claims.