It is interesting that, when it comes to lawsuit loans, many payers, most often insurance carriers, attempt to convince people that if chiropractors are providing services, your chances of obtaining a strong settlement are diminished. Having reviewed literally thousands of cases, it is quite evident that this simply is not true!
Many physicians have no interest in providing services for patients suffering personal injuries, for which major medical insurance is not available. Why? Because there are no guarantees that the provider will be paid for services rendered.
In fact, if you go to a physician following such injuries, he or she may see you once, perhaps twice, never acknowledging the fact that you sustained injuries due to someone else’s negligence. This is done to ensure that they get paid from your insurance. However, on those visits following such an injury, your case is severely compromised by giving the insurance carrier ammunition to argue that you sought medical attention following the incident, but there is absolutely no mention of injuries sustained as a result of the incident likely to serve as the basis of claim for which a lawsuit loan may be pursued.
Chiropractors, on the other hand, will often see such patients. Many of them are willing to work closely with you and your attorney as you await settlement. This can be of tremendous value, due to the fact that it can be difficult, if not impossible to find physicians and surgeons who will provide care and treatment to those who have neither insurance nor to the means to pay for such services at the time the services are administered.
Additionally, chiropractors receive extensive training in the evaluation, diagnosis, and treatment of the musculoskeletal injuries that often result from the personal injuries that serve as the basis of the claims for which you are awaiting settlement. It is the need to await settlement that necessitates your request for a settlement loan.